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Tenant Contents Insurance

If you are a Tenant renting a property from a landlord and require a low level contents insurance policy then you may have experienced difficulty in obtaining satisfactory cover which safeguards your valuables and personal belongings. The Tenants contents Insurance policy will cover you against a full range of perils and can also be extended to provide cover for your personal possessions while away from the home. In addition to this our policy can also cover you for the contents you are legally liable for, such as your landlord’s household goods left in the home for your sole use. We are sure that you will be pleasantly surprised at how wide the Tenants contents cover is. Our premiums are very competitive and allow you to choose a sum insured that represents the actual replacement cost of your belongings and not a minimum sum that other insurers insist upon, therefore saving you money on cover you do not need. You can choose to request a sum insured from as little as £2,500 or as high as £30,000, although we would strongly recommend that if you require cover above £15,000 that you obtain a standard home insurance quote as this is normally the entry level for most home insurance’s and you may save even more money this way.


Landlord’s Business Insurance

If you are a landlord you probably already know why it is essential to protect your business and your properties with landlord insurance, however, there are some who are still unsure why their home insurance policies will not suffice.

The simple answer is that home insurance doesn’t cover damage to your property when you do not live there, in fact most home insurance policies will become void if you let your property out. Home insurance policies also do not provide the extensive cover that you will require as a landlord and most certainly will not provide the levels of cover provided by our service offering.

we believe that through our partnership we offer the widest cover available and provide cover that most other landlord insurance providers simply do not want to offer. We also offer this cover for a multitude of tenant types including professionals, retired, students, Dss, asylum seekers, family members and local authority referrals.


Rent Guarantee Insurance

If you are a Landlord who lets a property then you run the risk of rent default by your tenant. Even the best checks and references cannot predict a tenant falling on hard times and not being able to pay their rent. Could you cover your expenditure if this happened?

In the current economic climate, many landlords are finding their default rates sour as tenants struggle with rising unemployment and increased bills. Recovering arrears can be difficult and costly for landlords, without any guarantee of success. At Just Landlord’s, our Rent Guarantee Insurance will cover you against your tenant defaulting or failing to pay the rent.

Have a look, below, at the costs of our Rent Guarantee Insurance – we think you will agree how easy and cost effective it is to financially protect your rental income. A Rent Guarantee Insurance policy can provide real peace of mind, and remember the full cost is tax deductible against your rental income – saving you even more money!


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